MAXY Plan — full calculation guide
Detailed MAXY plan rules, Cloud Licence stacking, anti-inflation production, caps, 51% cycle ceiling and 60/30/10 reward split.
MAXY production calculator
Stack Cloud Licences, compare first activation vs renewal, and see the cap, 51% cycle ceiling and reward split.
Cloud Licence prices are subject to adjustment and may increase at any moment. Licence-cost anti-inflation is applied automatically: +7.33% every 3 months (compounded).
Your total Service Fee (SF)
Effective cap
Every earning consumes this cap: Cloud production, pools, network commissions, bonuses, staking and HRP.
Actual gross production
Cap reached during month 11; final month is prorated to 22.12%.
1 Cloud Licence(s) in this cycle (less than 5): the rate is fixed for 6 months and the anti-inflation decay starts from month 7.
The 30% staked portion of every production payout is locked for 24 months and earns 8.8% APY, paid in PICO. Figures are illustrative examples, not guaranteed returns.
Month-by-month production
| Month | Rate / GB | Potential | Credited | Cumulative | Status |
|---|---|---|---|---|---|
| 1 | $1.766100 | $1,766.10 | $1,766.10 | $1,766.10 | Full |
| 2 | $1.766100 | $1,766.10 | $1,766.10 | $3,532.20 | Full |
| 3 | $1.766100 | $1,766.10 | $1,766.10 | $5,298.30 | Full |
| 4 | $1.766100 | $1,766.10 | $1,766.10 | $7,064.40 | Full |
| 5 | $1.766100 | $1,766.10 | $1,766.10 | $8,830.50 | Full |
| 6 | $1.766100 | $1,766.10 | $1,766.10 | $10,596.60 | Full |
| 7 | $1.662077 | $1,662.08 | $1,662.08 | $12,258.68 | Full |
| 8 | $1.564180 | $1,564.18 | $1,564.18 | $13,822.86 | Full |
| 9 | $1.472050 | $1,472.05 | $1,472.05 | $15,294.91 | Full |
| 10 | $1.385346 | $1,385.35 | $1,385.35 | $16,680.25 | Full |
| 11 | $1.303750 | $1,303.75 | $288.37 | $16,968.63 | Prorated |
| 12 | $1.226959 | $1,226.96 | $0.00 | $16,968.63 | Stopped |
Next Cloud Licence cycle
Estimate cap added by replacement licences after a completed cycle.
New applicable cap = carried-over unused cap + (new Cloud Licence cost × 30% × 8). The 51% cycle ceiling is recalculated on the new cap.
1 Cloud Licence(s) in this cycle (less than 5): the rate is fixed for 6 months and the anti-inflation decay starts from month 7.
Cap reached during month 7; final month is prorated to 2.62%.
The 30% staked portion of every production payout is locked for 24 months and earns 8.8% APY, paid in PICO. Figures are illustrative examples, not guaranteed returns.
Month-by-month production
| Month | Rate / GB | Potential | Credited | Cumulative | Status |
|---|---|---|---|---|---|
| 1 | $1.766100 | $1,766.10 | $1,766.10 | $1,766.10 | Full |
| 2 | $1.766100 | $1,766.10 | $1,766.10 | $3,532.20 | Full |
| 3 | $1.766100 | $1,766.10 | $1,766.10 | $5,298.30 | Full |
| 4 | $1.766100 | $1,766.10 | $1,766.10 | $7,064.40 | Full |
| 5 | $1.766100 | $1,766.10 | $1,766.10 | $8,830.50 | Full |
| 6 | $1.766100 | $1,766.10 | $1,766.10 | $10,596.60 | Full |
| 7 | $1.662077 | $1,662.08 | $43.61 | $10,640.21 | Prorated |
| 8 | $1.564180 | $1,564.18 | $0.00 | $10,640.21 | Stopped |
| 9 | $1.472050 | $1,472.05 | $0.00 | $10,640.21 | Stopped |
| 10 | $1.385346 | $1,385.35 | $0.00 | $10,640.21 | Stopped |
| 11 | $1.303750 | $1,303.75 | $0.00 | $10,640.21 | Stopped |
| 12 | $1.226959 | $1,226.96 | $0.00 | $10,640.21 | Stopped |
Monthly Cloud production rate
| Month | Rate / GB |
|---|---|
| 1 | $1.766100 |
| 2 | $1.766100 |
| 3 | $1.766100 |
| 4 | $1.766100 |
| 5 | $1.766100 |
| 6 | $1.766100 |
| 7 | $1.662077 |
| 8 | $1.564180 |
| 9 | $1.472050 |
| 10 | $1.385346 |
| 11 | $1.303750 |
| 12 | $1.226959 |
Core formulas
Σ (GB of each active Cloud Licence)$20.88 ÷ 12 = $1.74 per GB$1.74 × (1 − 0.0589)^(m − 6)rate × 1.015 (+1.5%, Cloud only)Active_Cloud_GB × Monthly_Cloud_Rate(m)Active_Cloud_GB × $19.2109618508(MAXY price + Cloud cost × 30%) × 8Current_Applicable_Cap × 51%min(calculated, remaining cycle, remaining plan cap)Cloud production + pools + network commissions + bonuses + staking + HRP (every earning)Previous cap − ALL earnings already creditedRemaining cap + (new Cloud cost × 8)Price × (1 + 0.0733)^q (q = completed 3-month periods)Gross × 60% ÷ $0.25 = Gross × 2.40Gross × 30% ÷ $0.25 = Gross × 1.20 (locked 24 months)Gross × 10% ÷ $0.10 = Gross USD amountExample scenarios
| Cloud GB | Licence bundle | Licence cost | Total paid | Effective cap | 51% ceiling | Cycle duration | Liquid PICO |
|---|---|---|---|---|---|---|---|
| 500 GB | 1 × C8 + 1 × C4 | $659.98 | $4,248.96 | $30,295.79 | $15,450.85 | 12-month term ends before the cycle cap | $5,763.2923,053.15 PICO |
| 1,000 GB | 1 × C11 | $1,899.99 | $5,488.97 | $33,271.82 | $16,968.63 | ≈ 10 months + 7 days | $10,181.1840,724.70 PICO |
| 2,000 GB | 2 × C11 | $3,799.98 | $7,388.96 | $37,831.79 | $19,294.21 | ≈ 5 months + 14 days | $11,576.5346,306.11 PICO |
| 5,000 GB | 5 × C11 | $9,499.95 | $13,088.93 | $51,511.72 | $26,270.98 | ≈ end of month 3 | $15,762.5963,050.35 PICO |
MAXY rules and documentation
1. What is the MAXY plan?
MAXY is the highest HORNO Network production plan currently available. MAXY production is driven by the amount of active Cloud Licence storage attached to the plan, and the user may combine multiple Cloud Licences to increase the total active Cloud GB.
- Unlimited Cloud Licences may be stacked.
- Production is calculated according to active Cloud GB.
- Only Cloud Licences receive the additional 1.5% production multiplier.
- Every Cloud Licence production cycle has a maximum production ceiling.
- The maximum for each Cloud Licence cycle is 51% of the current applicable plan cap.
- When the 51% cycle ceiling is reached, all Cloud Licences in that cycle expire.
- The MAXY plan may remain active after the Cloud Licences expire.
- New Cloud Licences must be purchased to continue production.
- When the full MAXY plan expires, all Cloud Licences and production rights expire.
- Withdrawals require an active eligible plan and an active three-level referral structure.
2. MAXY plan price
The discounted first MAXY activation costs $3,588.98 and applies only to the first activation. The standard renewal price is $7,890.00.
The renewal price applies to the second year, every subsequent year, reactivation after the 12-month term expires, reactivation after the full plan cap is reached and reactivation required to restore withdrawal eligibility. The first-year discounted price cannot be reused for renewals.
3. MAXY plan duration
Each MAXY activation is valid for 12 calendar months, measured from successful activation — not as a fixed number of production days.
- The MAXY plan expires and all active Cloud Licences expire.
- All active Cloud production cycles close and cloud production stops.
- Unused Cloud Licence time does not carry forward; old licences cannot be reused.
- Withdrawals are blocked, but previously earned balances remain recorded.
- MAXY must be renewed to restore eligibility; new Cloud Licences are required to restart production.
- Renewing MAXY does not automatically reactivate expired Cloud Licences.
4. Cloud Licence matrix and stacking
Cloud Licences are paid annual licences providing a specific amount of Cloud GB. Total_Active_Cloud_GB = sum of the GB of all active Cloud Licences. Example: 5 × C11 = 5,000 GB.
Cloud Licences can produce only while the MAXY plan remains active, an active licence exists, Cloud cycle capacity and plan capacity remain, and there is no account or compliance suspension.
- A licence expires when its cycle reaches the 51% production ceiling.
- A licence expires when the MAXY plan reaches its 12-month expiration.
- A licence expires when the full available MAXY plan cap is exhausted.
- A licence expires when the account or licence is cancelled or suspended.
- Unused licence time never rolls over; a new purchase is required to continue.
5. Cloud-only 1.5% production multiplier
Only production generated through Cloud Licences receives the additional 1.5% multiplier: Cloud_Production = Base_Cloud_Production × 1.015. Example: $1,000.00 × 1.015 = $1,015.00.
The multiplier does NOT apply to: hardware licences and hardware production, plan activation prices, Cloud Licence purchase prices, referral commissions, staking rewards, HRP conversions, withdrawal amounts, plan cap calculations or any non-cloud reward.
6–7. Production rate and anti-inflation engine
Base annual rate: $20.88 per GB per year → $1.74 per GB per month. Months 1–6 remain flat at $1.74 (×1.015 = $1.7661 per Cloud GB).
From month 7 a compounded monthly anti-inflation reduction of 5.89% applies: Monthly_Base_Rate(m) = $1.74 × (1 − 0.0589)^(m − 6). The Cloud multiplier is applied after the monthly base rate is calculated.
Theoretical uncapped 12-month production: $19.2109618508 per Cloud GB.
9–10. Initial cap and 51% cycle ceiling
Initial_Cap_Base = MAXY activation price + (initial Cloud Licence cost × 30%). Initial_Effective_Cap = Initial_Cap_Base × 8.
Cloud_Cycle_Maximum_Production = Current_Applicable_Cap × 51%. The 51% ceiling applies to gross production before the 60/30/10 reward split.
Example: ($3,588.98 + $1,899.99 × 30%) × 8 = $33,271.82 cap → cycle ceiling $16,968.63.
IMPORTANT — the cap includes EVERY earning: the maximum cap is not limited to Cloud production. Pool rewards, network/referral commissions (all levels), direct bonuses, rank and leadership rewards, staking rewards, HRP conversions, bonuses and any other reward credited to the account all consume the same cap. When the total of all earnings reaches the cap, the plan is exhausted and must be renewed.
- Cloud production counts toward the cap.
- Pool distributions count toward the cap.
- Network / referral commissions on all levels count toward the cap.
- Direct bonuses, rank and leadership rewards count toward the cap.
- Staking rewards and HRP conversions count toward the cap.
- Any other reward credited to the account counts toward the cap.
10b. Cloud Licence pricing adjustments and anti-inflation
Cloud Licence prices are subject to adjustment and may increase at any moment without prior notice.
A licence-cost anti-inflation adjustment is applied automatically: Cloud Licence prices increase by 7.33% every 3 months, compounded. Licence_Price(q) = Current_Price × (1 + 0.0733)^q where q is the number of completed 3-month quarters.
All caps, ceilings and simulations are always recalculated on the actual purchase price paid at the moment of purchase.
11–12. Final proration and cycle closure
Permitted_Production = the lowest of: calculated production, remaining Cloud cycle capacity, remaining overall plan capacity. Excess production is never credited and never rolls over.
When the 51% ceiling is reached every Cloud Licence in the cycle expires immediately, cloud production stops and new licences are required. The MAXY plan itself may remain active while the 12-month term has not expired, the plan cap is not exhausted and the plan is not suspended.
13–15. Rolling cap after a completed cycle
Remaining_Unused_Cap = Previous_Applicable_Cap − Gross_Production_Already_Credited. After a complete 51% cycle this equals 49% of the previous cap.
Replacement licences use the FULL cost × 8 (not the 30% initial share): New_Applicable_Cap = Remaining_Unused_Cap + (New_Cloud_Licence_Cost × 8), and the next cycle maximum is that cap × 51%.
Example: $30,000.00 remaining + ($1,899.99 × 8 = $15,199.92) = $45,199.92 cap → next cycle ceiling $23,051.96 → remaining cap afterwards $22,147.96.
16–17. Production and month schedule never reset
Production already credited is permanently consumed: never restored, reset, returned to the cap or ignored in later calculations. Buying new licences adds cap capacity but does not erase credited production.
Purchasing new Cloud Licences under the same active MAXY plan does not restart the monthly schedule. If new licences are purchased in month 8, the month 8 rate applies. Only a new MAXY activation begins a new 12-month schedule.
18. Production reward distribution
Every gross production amount is split 60% Liquid PICO, 30% Staking PICO and 10% HRP. Internal values: 1 PICO = $0.25, 1 HRP = $0.10.
Liquid_PICO = Gross × 2.40 · Staking_PICO = Gross × 1.20 · HRP = Gross USD amount. Every Staking PICO credit is locked for 24 months from its individual credit date, so each credit has its own unlock date.
19. Full MAXY plan expiration
The complete plan expires when the 12-month term ends OR the full available plan cap is exhausted. All licences, cycles and production rights expire and production stops.
Earned balances remain recorded and visible and are never deleted or forfeited, but withdrawal is blocked without an active eligible plan. Restoring eligibility requires renewing MAXY at $7,890.00, continuing to satisfy referral requirements and meeting all compliance requirements. Renewal alone does not restart cloud production — new Cloud Licences are also required.
20. Withdrawal eligibility
Active Cloud Licences are not independently required for withdrawal. A MAXY user may withdraw after the cycle reaches 51% as long as the plan is active and the network conditions are satisfied.
- An active eligible paid plan (for MAXY users: active MAXY — no downgrade allowed).
- The current plan must be the same tier or higher than the previous expired plan.
- At least 3 active referred users across Levels 1–3 (not necessarily direct L1).
- At least 2 of them must hold the same active paid plan, in any level combination.
- A qualifying user has an active account, an active paid plan and a valid position in L1–L3.
- The account must be active and all compliance requirements satisfied.
26. Licence combinations matter
The same total Cloud GB can be built from different licence combinations. Because the cap depends partly on the actual purchase cost, different combinations produce different total costs, initial caps, 51% ceilings, cycle durations and reward totals. Always recalculate with the actual purchase cost.
Assumptions
- Uninterrupted production with active, valid licences.
- No suspension or compliance restriction.
- No change in the active Cloud GB during the calculation period.
- All amounts are USD-equivalent internal accounting values (1 PICO = $0.25 · 1 HRP = $0.10).
- The exact calendar date a cap is reached depends on activation date, month lengths, interruptions and licence changes.
- The cap is consumed by every earning — Cloud production, pools, network commissions, bonuses, staking and HRP — not only by Cloud production.
- Cloud Licence prices may be adjusted upwards at any moment and increase automatically by 7.33% every 3 months.
Educational estimator only. Not a financial product, not ROI, not guaranteed income. Actual calculations depend on eligibility, KYC, active plan status, licence status and HORNO rules.
Document version: 2026-07-28

